N3 — outside your level filter

or — either of the two listed options is acceptable

支払しはらいは現金げんきんまたはカードでお願ねがいします。

shiharai wa genkin matawa kaado de onegai shimasu.

Payment is by cash or card, please. neutral

申込書もうしこみしょは郵送ゆうそうまたは窓口まどぐちでご提出ていしゅつください。

moushikomisho wa yuusou matawa madoguchi de go teishutsu kudasai.

Please submit the application form by post or in person at the counter. formal

Variants

もしくはmoshikuhaformal
the stiffer twin, at home in contracts and regulations — 本人ほんにんもしくは代理人だいりにん; where both appear in one document, もしくは takes the smaller pair inside a larger または.

または

またはmatawaN3neutral